What's the best payroll software in Panama?

There isn't a single one: it depends on company size, budget and whether you need an API, multi-company or a suite that also does accounting. nominaHQ stands out as a modern cloud, API-first platform with published pricing and multi-company support; PayDay and PlaniFácil are established local systems; Cuenti adds invoicing and accounting; Softland targets large companies.

What must payroll software in Panama comply with?

It should calculate the CSS contribution and generate the SIPE file, withhold ISR, calculate the décimo in its three installments, vacations and settlements, and apply the date-based Ley 462 rates. Ideally it also generates ACH files to pay through the bank.

Is there payroll software with published pricing in Panama?

Yes. nominaHQ publishes its per-employee monthly price with an annual discount and a free 30-day trial with no card. Several local providers are quoted directly with the vendor.

The best payroll software in Panama (2026)

Choosing payroll software in Panama isn't only about price: what matters most is that it complies with Panamanian law and fits how you work. Here are the best-known options in 2026 and who each is for.

What to evaluate before choosing

Compliance: CSS contribution and the SIPE file, ISR, décimo, vacations and settlements, with date-based Ley 462 rates.
Price and trial: is it transparent, and can you try it with no commitment?
Multi-company: key for accountants and BPOs running several payrolls.
Integration: API, webhooks, ACH files for banks and a link to your accounting.

The best-known options

Software	Type	Best for
nominaHQ	Cloud payroll, API-first	Companies and BPOs wanting modern, integrable payroll with clear pricing
PayDay	Established suite	Those who prefer a long-standing vendor
PlaniFácil	Local payroll system	Companies wanting a proven local system
Cuenti	Invoicing + accounting + payroll	SMBs wanting everything in one tool
Softland	Enterprise / HCM solution	Large companies with complex HR processes

nominaHQ

A 100% cloud, API-first platform, with up-to-date Panama compliance, published per-employee pricing, instant sign-up, multi-company support for accountants and BPOs, and a bilingual interface. See its features or check the pricing.

PayDay

One of the longest-standing payroll solutions in Panama, with a broad product suite. Compare in detail: nominaHQ vs PayDay.

PlaniFácil

A local payroll system with years on the market, with law-compliant calculations, SIPE export and multi-company handling. Compare in detail: nominaHQ vs PlaniFácil.

Cuenti

A Panamanian electronic-invoicing and accounting suite that includes a payroll module — handy if you want several areas in one place. Compare in detail: nominaHQ vs Cuenti.

Softland

A broad enterprise solution with human-capital modules, aimed at large organizations. Compare in detail: nominaHQ vs Softland.

Other options

The Panama market also includes local systems such as Winsoft, Practisoft and Grupo Mindex, among others. Check each vendor's current features and pricing.

Where to start?

Make a shortlist by size and needs, request a trial and run a real payroll in parallel. With nominaHQ you can do it today: free 30-day trial, no card. Browse all the comparisons to decide.

Note: this guide is based on public information as of June 2026 and reflects nominaHQ's perspective. Other vendors' features and prices may change; verify directly with each one. The brands mentioned belong to their respective owners.